Taiwo A. Muritala
Department of Finance, University of Ilorin, Kwara State
Nigeria

An indigene of Ibadan. He had his first Degree from University of Ibadan, M.Sc in Financial Services, Risk and Operation. He is a Lecturer at Fountain University Osogbo Nigeria. He is a Certified Professional Financial Manager and is a member of CFA Institutes; member of Professional Risk Managers’ International Association (PRMIA); Affiliate member of Global Association of Risk Professionals (GARP). He is the financial secretary of Fountain University Islamic Cooperative Society. He was the Programme Coordinator – Banking & Finance. He holds a Master of Science (M.Sc.) in Financial Services, Risks & Operations from Glasgow Caledonian University in the United Kingdom. His research works so far have contributed to knowledge in the areas of Financial Economics, Monetary Policy Stabilization, Climate Change, and Banking Operations. His research interests are in Risk Management, Banking Operations, Financial Economics and Energy Finance.

Muftau A. Ijaiya
Department of Accounting and Finance, Fountain University Osogbo
Nigeria

Senior Lecturer and Head of Department at the Department of Finance, University of Ilorin, Kwara State, Nigeria. His research interests are in Rural Finance and Micro Finance.

Damilola S. Adeniran
Department of Accounting and Finance, Fountain University Osogbo
Nigeria

Graduate of the Department of Accounting and Finance, (Banking & Finance Programme), Fountain University, Osogbo, Nigeria.